The fastest and most convenient payment flow for your customer

We explain how to simplify the payment process for customers and increase sales conversion. Suitable for online and offline businesses that want to reduce payment steps and lower the share of unfinished payments.

Finik Guide: how to reduce payment to 3 clicks and lose fewer customers.

Who is this for

This solution is right for you if you:

accept payments on a website, in an app, or via a link
notice that customers do not complete payments
want to increase conversion without increasing traffic
work with a mobile audience
want to speed up the payment process

Especially relevant for:

e-commerce
online services
educational products
service businesses

How it works

The customer clicks the payment button or scans a QR code

You can use Finik payment buttons or a QR code.
The banking app opens

The customer is automatically redirected to their banking app or wallet.
The customer confirms the payment

No card number, phone number, or additional data entry is required.

The whole process takes just a few seconds and fits into 2–3 customer actions.

Why this affects conversion

Every additional checkout step lowers the chance that the payment will be completed.

When a customer has to:

enter card details
wait for an SMS code
switch between apps

some users simply do not finish the process.

A simplified payment flow:

reduces the number of actions
lowers the number of errors
makes the process faster and clearer

As a result:

conversion increases
unfinished payments decrease
total revenue grows

Important notes

It is important to choose the right payment format: button, QR, or link. The format depends on where the customer decides to pay — on a website, in an app, in a messenger, or at an offline point of sale.

FAQ

Does the customer need to enter card details? No, payment goes through the banking app without entering card data.

How long does the payment take? A few seconds — usually 2–3 actions from the customer.

Is this suitable for mobile users? Yes, the solution is designed specifically for mobile payments.

Can it be used on a website? Yes, payment buttons can be easily embedded into a website or app.

Internal links

How to accept Binance payments to a Finik account via QR

This article explains how businesses in Kyrgyzstan can accept payments from Binance users through Finik QR. Suitable for sole proprietors and legal entities. As a result, you get an additional payment channel without implementation work or extra development.